Navigating health care can be hard, especially when it comes to understanding Medicaid. Knowing what Medicaid offers, how to access it and its benefits is important for making sure you and your loved ones get the care you need when you need it. Here’s what you need to know about Medicaid in Indiana.
What is Medicaid?
Medicaid is a government program that provides free or low-cost health coverage to eligible low-income individuals and families. It’s designed to help those who cannot afford health insurance to still have access to important healthcare services.
Who can be on Medicaid in Indiana?
In Indiana, Medicaid offers coverage for many groups, including families with children, pregnant women, those with a disability and adults 65 years and older. Eligibility is usually based on several factors, like income and household size, as well as health factors like pregnancy and disability.
For families, Medicaid programs include:
- Hoosier Healthwise: This program is for children under 19 and pregnant women. It covers doctor’s visits, prescriptions, hospital care, dental care and more.
- Healthy Indiana Plan (HIP): This is for adults ages 19 to 64 who meet income guidelines. HIP includes coverage for preventative care, behavioral health services and substance abuse treatment.
- Medicaid for the Aged, Blind and Disabled (ABD): This program is for adults 65 and older who have long-term disabilities. ABD helps these individuals gain access to the medical services that they need.
How to Apply for Medicaid in Indiana
You can apply for Medicaid in Indiana with the help of an insurance navigator at HealthLinc, online through the Indiana Family and Social Services Administration (FSSA) website, by phone or in person at a local Division of Family Resources (DFR) office. The application asks for information about your household, income and health conditions.
After applying, you will get notified if you qualify for Medicaid and what your next steps are. If you’re approved, you’ll be assigned a health plan that best fits your and your family’s needs.
What does Medicaid cover?
Depending on what plan you have, Medicaid covers various healthcare services, including:
- Doctor Visits:
- Prescriptions: Medications prescribed by your healthcare provider.
- Hospital Care: Inpatient and outpatient services and emergency room visits.
- Maternity Care: Prenatal, delivery and postpartum care for mothers.
- Dental and Vision: Coverage for dental exams and cleanings, eyeglasses and more.
- Behavioral Health Services: Counseling, therapy and substance abuse treatment.
How do I find a Medicaid provider near me?
There are several online resources you can use to find a Medicaid provider near you. Additionally, all including our dentists, eye doctors and behavioral health consultants, accept Medicaid insurance. In addition to accepting Medicaid, HealthLinc also provides services on a sliding fee scale that helps make health care even more accessible.
Need help understanding and applying for Medicaid? Speak with one of HealthLinc’s insurance enrollment navigators. Call 888-580-1060 Ext. 4405 or email navigator@healthlincchc.org for more information.
